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Sending money to Argentina: three 2026 non-working days set in December 2025

Most settlement calendars are fixed by statute and knowable years ahead. Three of the eighteen days Argentine banks will not operate in 2026 were chosen by the national executive, and the choice was published on 26 December, days before the year it governs.

Reviewed by the Tradergy editorial team · September 2026
In short

Article 7 of Ley 27.399 lets the national executive fix up to three non-working days a year to promote tourism. They must fall on a Monday or a Friday, and article 7 requires them to be established fifty days before the calendar year ends. For 2026 they are 23 March, 10 July and 7 December, set by Resolución 164/2025.

A settlement calendar is usually the most predictable thing about a corridor. Argentina composes part of its own each year. The national executive makes the decision, inside limits a statute sets, and the decision for 2026 arrived in the last week of 2025.

Key Takeaways

  • Article 7 of Ley 27.399 lets the national executive fix up to three non-working days a year to promote tourism.
  • Those days must fall on a Monday or a Friday, and article 7 requires them to be established fifty days before the end of the calendar year.
  • For 2026 they are Monday 23 March, Friday 10 July and Monday 7 December, set by Resolución 164/2025.
  • That resolution is dated 23 December 2025 and published 26 December 2025; what the timing means in Argentine law is a separate question.
  • The central bank circulated the banking calendar as Comunicación C 101352 on 30 December 2025, listing eighteen days on which financial entities will not operate.

The statutory power, and the three limits on it

Ley 27.399 sets Argentina's regime of national holidays and non-working days. Two of its articles do most of the work in this corridor.

Article 6 governs the transferable national holidays on a fixed rule, which produces dates anyone can calculate years ahead. Article 7 does something else. Article 7 lets the national executive fix annually up to three days as holidays or non-working days intended to promote tourism. Those days must coincide with Mondays or Fridays. The executive must establish them fifty days before the end of the calendar year.

Three limits sit in that sentence and they are worth separating, because only two of them are visible in the result. The cap is three days. The weekday constraint is Monday or Friday. The timing requirement is fifty days before the calendar year ends, which for dates applying to 2026 points to around 11 November 2025.

What was actually decided for 2026, and when

Resolución 164/2025 of the Jefatura de Gabinete de Ministros exercised that power. Its article 1 establishes the días no laborables con fines turísticos, non-working days for tourism purposes, for 2026 as Monday 23 March, Friday 10 July and Monday 7 December. Three days, each on a Monday or a Friday: the cap and the weekday constraint are both satisfied on the face of it.

The instrument is dated 23 December 2025 at Buenos Aires and signed by the Jefe de Gabinete de Ministros. It carries a publication date in the Boletín Oficial of 26 December 2025. Its article 2 provides that it enters into force the day after publication.

Its recitals set out the statutory basis at some length. They restate article 6's transfer rule. They restate that the law empowered the executive to fix up to three days coinciding with Mondays or Fridays. They record that Decreto 614 of 27 August 2025 designated the Jefatura de Gabinete as the authority for applying Ley 27.399. It also empowered that office to issue the complementary or clarifying rules that might be necessary. They then conclude that exercising the article 7 competence is appropriate. They do not mention the fifty-day requirement. That is an observation about what the published text contains. It is not a conclusion about the resolution's validity, which is a question for Argentine law and cannot be settled from the published record alone.

What can be said plainly is the sequence of dates, without drawing a legal conclusion from it. Article 7 names a point around 11 November 2025. The resolution was signed on 23 December 2025 and published on 26 December 2025. The practical consequence outside Argentina is simply that the 2026 dates were not obtainable from the official record until the final week of 2025.

The central bank's list is the operative one for a bank

A holiday statute and a resolution tell you what the country is doing. What tells a bank whether it is open is the central bank's own circular.

Comunicación C 101352 is dated 30 December 2025 and addressed to the financial entities. It transmits in an annex the detail of the holidays they will observe during 2026, taking into account Ley 27.399, Decreto 614/2025 and Resolución 164/2025. The annex states that financial entities will not operate on the days it lists.

Eighteen dates are listed. Fifteen carry a footnote marker identifying them as national holidays. Three carry a different marker identifying them as resting on Resolución 164/2025, and those three are 23 March, 10 July and 7 December.

Two features of that document matter more than the list itself. The first is that it collapses the distinction. On the annex, a day the statute fixed and a day the executive chose appear in the same column, and a bank treats them identically. The second is its date. The circular telling Argentine banks which days they will not operate in 2026 was issued on 30 December 2025, one day before that year began.

The dates are knowable late, and that is the sender's constraint

None of this changes the mechanics of sending. It changes what can be known about them, and when.

A sender planning around a date some months out can establish Argentina's fixed national holidays from Ley 27.399 at any time. The three discretionary days are different in kind. For any given year they do not exist until the executive creates them, and for 2026 they did not appear in the official record until 26 December 2025. Anyone who built a schedule for 2026 in, say, October 2025 was working from a calendar that was fifteen dates long and became eighteen.

The Comunicación is also the document that carries all eighteen dates in one place.

Each of the three falls beside a national holiday, closing two weekdays

The Monday or Friday constraint means every discretionary day sits against a weekend, and in 2026 each one also falls beside a national holiday on the annex.

The annex lists eighteen dates and all eighteen are weekdays; it says nothing about Saturdays or Sundays. Setting its dates against the calendar gives three pairs of consecutive weekday closures:

Annex dates Weekdays What the annex calls them
23 and 24 March Monday and Tuesday the tourism day, then Día Nacional de la Memoria por la verdad y la Justicia
9 and 10 July Thursday and Friday Día de la Independencia, then the tourism day
7 and 8 December Monday and Tuesday the tourism day, then Inmaculada Concepción de María

Each pair also abuts the adjacent weekend: 23 March follows a Saturday and Sunday, 10 July precedes one, and 7 December follows one. The annex says nothing about weekends, so what it establishes is the pair of weekday closures, and the calendar supplies the rest.

The recitals to Resolución 164/2025 describe this as the point of the power. They record that such days contribute to reducing the negative effects of seasonality in the tourism sector, by spreading tourist activity through the year.

For a transfer, the pair matters more than the individual date. A payment arriving for 23 March meets a closed institution on the Monday and again on the Tuesday, because both are on the annex. The first weekday the annex leaves open is the Wednesday.

Where to look next

How international transfers work sets out the sequence a payment moves through before any national rule reaches it. What a payment rail is made of covers the infrastructure underneath. Understanding transfer fees deals with the separate question of what a transfer costs. The live rate page for this corridor is AUD to ARS, and the AUD to ARS convert page shows the pair on its own.

Sources

General information about sending money to Argentina and about how its banking calendar is composed. Not financial advice, and not a recommendation of any product or institution. Reviewed by the Tradergy editorial team, September 2026.

Common questions

How many days will Argentine banks be closed in 2026?

Eighteen, on the central bank's own list. Comunicación C 101352 of 30 December 2025 sets out the days on which financial entities will not operate in Argentina during 2026, and the annex names eighteen dates. Fifteen are national holidays and three are días no laborables con fines turísticos, non-working days for tourism purposes, marked separately in the annex as resting on Resolución 164/2025 rather than on the holiday statute's own schedule.

Which days are the discretionary ones in 2026?

Monday 23 March, Friday 10 July and Monday 7 December. They are días no laborables con fines turísticos, non-working days for tourism purposes, set by article 1 of Resolución 164/2025, made by the Jefe de Gabinete de Ministros under article 7 of Ley 27.399. All three fall on a Monday or a Friday, which is what article 7 requires of them.

Who decides them, and under what power?

The national executive, through the Jefatura de Gabinete de Ministros. Article 7 of Ley 27.399 confers the power to fix up to three such days a year. Decreto 614 of 27 August 2025 designated the Jefatura de Gabinete as the authority responsible for applying Ley 27.399 and empowered it to issue complementary or clarifying rules, and Resolución 164/2025 recites both instruments as the basis on which it was made.

When does article 7 require the dates to be set?

Article 7 says the national executive must establish them fifty days before the end of the calendar year, which for the 2026 dates points to around 11 November 2025. Resolución 164/2025 is dated 23 December 2025 in Buenos Aires and carries a publication date of 26 December 2025. Its recitals restate article 7's limit of three days and its Monday or Friday requirement and do not address the timing requirement. Whether that affects the resolution is a question of Argentine law and is not settled by the published record.

Do these days differ from an ordinary Argentine national holiday?

They differ in how they arise rather than in what they do to a bank. A national holiday under Ley 27.399 is fixed by the statute's own schedule. A día no laborable con fin turístico, a non-working day for tourism purposes, exists only because the executive chose it for that year, within the cap and the weekday constraint article 7 sets. On the central bank's annex both appear in the same list of days financial entities will not operate, distinguished only by a footnote marker.